It was nearly a century ago when Ritter Insurance Agency, LLC open its doors in Tracy, California to help protect the individuals, families and businesses that make up our community. Since 1923, our fourth-generation family-run agency has been recognized for the personalized, attentive service we provide clients. We take the time to learn about you, your family, your business and goals so that we can secure tailored insurance products to protect you in the event of an accident or loss.

As an Acrisure Partner, a national brokerage, we have access to a network of insurance markets that provides us with the ability to negotiate on your behalf for affordable, custom protection. Whether it’s your home, auto, RV, or boat you’re looking to insure, you can rely on Ritter Insurance Agency to serve as your partner to get the right insurance fit for you. The same approach applies in getting your business risk-ready with a total insurance solution.

We look forward to continuing our steep tradition of establishing long-lasting relationships and doing what’s right for our clients well into the next decade (and century!).

Learn more about how we can protect your world

Insuring Your Personal World

Residents throughout Tracy turn to Ritter Insurance Services when they purchase their first home, upgrade to a larger house, add to their fleet of cars as their children come of driving age, and cover the fun stuff they’ve accumulated. They also look to us to cover their health and life to help ensure their family’s financial security. We offer a portfolio of personal lines coverages that includes Homeowners, Auto, Boats, RVs, Personal Umbrella, Life and Health insurance, among many other products. Our staff will review your particular situation to address your needs from the onset and, year after year as life happens, to help ensure your insurance program is current.

Take a look at our personal insurance products

Insuring Your Business World

As a full-service independent insurance agency, we offer a complete line of business insurance to many different types of firms. As a fellow local business in Tracy, we understand the challenges of our community, which serves us well in putting together custom property and casualty insurance programs for our clients. We have built our reputation on the hands-on approach provided by our seasoned staff.

Our commercial lines products include General Liability, Property, Professional Liability and Workers Compensation, among other key coverages. Our staff will assist you in mitigating your risk, as well, reviewing Take a look at our business insurance products