Personal Auto Insurance to Fit Your Needs

Whether you’re on your own and have one car, a family of four with a couple of vehicles, or a classic car aficionado, you’ve come to the right place at Ritter Insurance Agency, LLC for your personal Auto insurance. As an independent insurance agency, we have access to a network of insurance carriers to find the right policy fit for you and your family. We have been serving the Auto insurance needs of clients throughout Tracy, California and the surrounding areas since 1923 and look forward to doing the same for you.

Get Behind the Wheel with Our Insurance Protection

We’ll provide you with an Auto policy that includes:

  • Bodily Injury: Covers an injury you cause to someone else. We will help evaluate how much coverage you should purchase depending on the assets you have at risk and any additional exposures you may have, such as having a teenage driver in the household.
  • Property Damage Liability: Covers damage you (or someone driving the car with your permission) may cause to someone else’s property.
  • Medical Expenses: Pays for treatment of injuries to the driver and passengers injured in your car.
  • Uninsured Motorists/Underinsured Motorists: Provides liability coverage if you or member of your family or a designated driver is hit by an uninsured driver or a driver who doesn’t have sufficient insurance to pay for your total loss.
  • Comprehensive: Reimburses you for loss due to theft or damage caused by something other than a collision with another car or object. Covers events such as fire, falling objects, missiles, explosion, earthquake, windstorm, hail, flood, vandalism, riot, or contact with animals such as birds or deer. Coverage comes with a separate deductible.
  • Collision: Pays for damage to your car resulting from a collision with another car, an object, such as a tree or telephone pole, or as a result of flipping over. Coverage comes with a separate deductible.
  • Rental Reimbursement: Helps pay for transportation expenses, such as a rental car, while your own vehicle is being repaired after a covered insurance claim.

Ritter Insurance Agency can also provide you with specialty coverage to insure your classic, antique, or collector car(s). Standard Auto insurance doesn’t offer the type of coverage needed to sufficiently protect these vehicles against damage or loss.