Boat Insurance to Fit Your Needs

At Ritter Insurance Agency, LLC, we want to make sure you enjoy your time out on the water with insurance protection that goes the distance. We insure all types of watercraft. From speedboats to sail boats and yachts, to houseboats, pontoons, jetskis and waverunners, we can design a policy that addresses your insurance needs. We’ll provide you with protection from liability claims if you are found responsible for a boating accident, and protect your boat from damage in the event of a storm, vandalism, and accidents on the water, in the garage and in tow.

Insuring Your Boat

Your boat’s Liability insurance covers damage you cause to another individual’s property or boat-related injuries you cause. We offer broad coverage for bodily injury to your boat’s occupants and others who might be injured by you outside your boat. In the event of a lawsuit, you will be covered for your legal expenses as well as for monetary settlements or judgments against you, up to the policy limit.

We can also provide you with coverage if you are in an accident involving an uninsured or underinsured boater.

The property damage portion of your policy can cover your hull, sails, built-in equipment and furnishings, salvage expenses, towing, collision damage to your boat from an accident you cause, fishing or other special equipment aboard, roadside assistance even for your tow vehicle, and more.

In addition, you may also be eligible for money-saving discounts when you insure multiple watercrafts or combine your Boat and Auto policies.